The Allstate

difference

The Allstate

difference

At Allstate, you’re part of something special.

And that includes your benefits. From Choice Dollars to flexible work arrangements to comprehensive benefits, you’ll find support for your mind, body and wallet.

Together, these programs and benefits are part of what makes the Allstate experience different. They’re more than plans and programs. They’re tools to help you stay healthy, plan for the future, find balance and live your best life, on your terms.

As you explore this guide, you’ll discover the many ways Allstate is here to support you every step of the way. Let’s start with a few of the programs, perks and resources that remind you that you’re in good hands.

Choice Dollars make your benefits go further

Every year, Allstate gives you Choice Dollars to help pay for your benefits. For 2027, that’s $2,900 to put toward the benefits that work best for you.

Step 1: Cover the essentials

Your Choice Dollars are applied first to pre-tax benefits you elect, such as medical, dental, vision, Health Savings Account (HSA) or Flexible Spending Account (FSA) contributions, and PTO buy, if eligible.

Step 2: Put the rest to work

Still have Choice Dollars available? They can help pay for after-tax benefits like accidental death & dismemberment, group legal, critical illness, accident insurance, hospital insurance, identity protection, long-term disability, life insurance, spouse life or child life. They can also be applied to eligible 401(k) contributions (pre-tax or Roth, up to IRS limits).

Step 3: Save what’s left

If the cost of your benefits is less than your Choice Dollars, or if you do not enroll in benefits, any remaining Choice Dollars automatically go into your 401(k) pre-tax account, if you’re eligible.

Step 1: Cover the essentials

Your Choice Dollars are applied first to pre-tax benefits you elect, such as medical, dental, vision, Health Savings Account (HSA) or Flexible Spending Account (FSA) contributions, and PTO buy, if eligible.

Step 2: Put the rest to work

Still have Choice Dollars available? They can help pay for after-tax benefits like accidental death & dismemberment, group legal, critical illness, accident insurance, hospital insurance, identity protection, long-term disability, life insurance, spouse life or child life. They can also be applied to eligible 401(k) contributions (pre-tax or Roth, up to IRS limits).

Step 3: Save what’s left

If the cost of your benefits is less than your Choice Dollars, or if you do not enroll in benefits, any remaining Choice Dollars automatically go into your 401(k) pre-tax account, if you’re eligible.

Don’t want unused Choice Dollars to go to your 401(k)?

No problem — you’ll be given a choice to opt out, and they’ll be paid to you as earnings through payroll, subject to all applicable federal, state, and local income taxes and Social Security (FICA) taxes. Just a heads-up, if opting out is right for you, don’t forget to select it during Annual Enrollment. This choice does not automatically roll over from year to year.

So, what’s the big deal?

Allstate created Choice Dollars in 2019 by investing tax reform savings back into employees. And it wasn’t a one-time investment. Allstate continues to fund Choice Dollars each year to help lower benefit costs and give employees more flexibility in how they use their benefits dollars.

Here’s why Choice Dollars matter so much:

You choose what benefits matter most to you and Allstate helps pay for those costs with Choice Dollars.
They’re applied toward the cost of your benefits, reducing the amount deducted from your paycheck.
They give you the flexibility to choose how to use the money Allstate invests in your health and wellbeing.
Any unused dollars can help support your retirement savings.

That’s more flexibility, more choice and more value from your benefits.

More ways Allstate supports your good life

Flexible work arrangements

We recognize that great work can happen in different ways. Depending on your role, flexibility may include hybrid schedules, remote work or adjusted hours, all designed to help balance individual, team and business needs (options may vary by work area). We believe flexibility works best when it supports both your wellbeing and our shared success. It’s one more way Allstate helps you balance work, life and everything in between.

Recognition and rewards

A little appreciation can go a long way. The Applause program lets you easily give kudos to co-workers across the company (and the globe). You can send recognition, receive recognition, boost recognition sent to others and redeem points for meaningful rewards.

Allstate Good Life perks

Who doesn’t love a discount? Get access to hundreds of money-saving deals throughout the year, with Good Life Perks, including exclusive discounts that are handpicked just for Allstaters. From travel and tech to event tickets and everyday essentials, there’s something for everyone (and every budget).

My Helping Hands

Giving back has never been easier or more rewarding. Through My Helping Hands, The Allstate Foundation doubles eligible donations and recognizes your volunteer impact with grants based on your hours of service.

Employee Impact Groups

Find your people, share your perspective and learn from others. Employee Impact Groups (EIGs) are employee-led communities open to all that bring Allstaters together to connect, learn and grow. EIGs foster belonging, celebrate differences and build understanding, helping create a culture where every voice is valued and respected.