Your
financial future
Protection for the unexpected
Support when life changes unexpectedly
Thinking about the unexpected isn’t easy, but having the right protection in place can make a big difference for you and the people who count on you. Whether you’re protecting the people who depend on you, planning for the possibility of a serious illness or making sure you could continue paying the bills if you couldn’t work, these benefits can help provide financial protection when it’s needed most.
Good life tip
Start with a few simple questions to help you decide what protection benefits you need: Who depends on your income? What expenses would need to be covered? And how long could you manage financially if you couldn’t work? Not sure how to answer these questions? Meet with a Certified Financial Planner from LearnLux — free of charge.
Protect yourself and your loved ones
Life insurance
Life insurance helps provide financial support for the people who count on you if the unexpected happens. You can choose coverage for yourself, your spouse or partner, and your eligible children, giving you options to help protect the life you’ve built together.
Good if you:
- Have a spouse, partner or children who rely on your income
- Have a mortgage or other major financial responsibilities
- Want additional financial protection for your loved ones
Accidental death & dismemberment (AD&D)
AD&D provides protection for you and your loved ones from the financial impact of a serious accident or worse. You can buy coverage up to 8x your pay, up to a maximum of $1,000,000. No health questions are required.
Good if you:
- Want extra accident-related protection
- Prefer coverage with no health questions
- Want another layer of financial protection
Whole life insurance with long-term care
As long-term care costs continue to rise, services such as assistance at home or care in an assisted living or nursing facility can create significant expenses that traditional health insurance may not cover. Whole life insurance with long-term care can help you prepare for those potential costs while also providing a traditional death benefit and a cash value option.
Protect your income with disability benefits
Life doesn’t always go according to plan. If you’re unable to work because of an illness, injury or pregnancy, disability coverage can help provide income support while you’re away from work. Short-term disability is provided by Allstate at no cost to you, and you have the option to enroll in long-term disability. Learn more below.
You can enroll anytime during the year, giving you flexibility to consider this protection when it makes sense for you.
Good if you:
- Are thinking about future assisted living or nursing home care expenses
- Want insurance protection that stays with you
- Like the idea of a policy that can build cash value
Accidental death & dismemberment (AD&D)
AD&D provides protection for you and your loved ones from the financial impact of a serious accident or worse. You can buy coverage up to 8x your pay, up to a maximum of $1,000,000. No health questions are required.
Good if you:
- Want extra accident-related protection
- Prefer coverage with no health questions
- Want another layer of financial protection
Whole life insurance with long-term care
As long-term care costs continue to rise, services such as assistance at home or care in an assisted living or nursing facility can create significant expenses that traditional health insurance may not cover. Whole life insurance with long-term care can help you prepare for those potential costs while also providing a traditional death benefit and a cash value option.
You can enroll anytime during the year, giving you flexibility to consider this protection when it makes sense for you.
Good if you:
- Are thinking about future assisted living or nursing home care expenses
- Want insurance protection that stays with you
- Like the idea of a policy that can build cash value
Protect your income with disability benefits
Life doesn’t always go according to plan. If you’re unable to work because of an illness, injury or pregnancy, disability coverage can help provide income support while you’re away from work. Short-term disability is provided by Allstate at no cost to you, and you have the option to enroll in long-term disability. Learn more below.
Short-Term Disability
Provides income support if you are unable to work because of a non-work-related illness, injury or maternity absence.
Long-Term Disability
Provides income support if you’re still unable to work after exhausting Short-Term Disability benefits.
Short-Term Disability
Provides income support if you are unable to work because of a non-work-related illness, injury or maternity absence.
Long-Term Disability
Provides income support if you’re still unable to work after exhausting Short-Term Disability benefits.
