Prescription drugs
Prescription coverage made simpler
Your prescription drug coverage is connected to the medical plan you choose. Whether you’re filling a prescription for the first time, managing an ongoing medication or looking for ways to save, your medical coverage includes tools to help you understand your options and make informed decisions.
Good life tip
Want to reduce your healthcare costs? Start with your prescriptions. Reviewing prescription prices before you fill them is one of the most effective ways to control what you spend. With tools like Transcarent, you can quickly compare costs and explore your options before heading to the pharmacy. A few minutes now could lead to serious savings.
If you’re enrolled in an Allstate national medical plan…
You’ll manage your prescriptions through the Transcarent website which can help you:
- Compare prescription prices across pharmacies
- Receive personalized cost-saving alerts
- Explore home delivery options
How prescription costs work
- Preventive medications cost the same no matter which Allstate medical option you choose, and you don't have to meet a deductible first.
- Non-preventive medications work differently depending on your medical option. Learn more.
If you’re enrolled in a Kaiser HMO…
You’ll manage your prescriptions through the Kaiser Permanente website.
How prescription costs work
- Both Kaiser options have a copay for preventive prescriptions, and you don’t have to meet a deductible first. You can check whether your prescription is covered by the formulary.
- Non-preventive prescription costs depend on the Kaiser option you choose. Learn more.
Good life tip
Want to reduce your healthcare costs? Start with your prescriptions. Reviewing prescription prices before you fill them is one of the most effective ways to control what you spend. With tools like Transcarent, you can quickly compare costs and explore your options before heading to the pharmacy. A few minutes now could lead to serious savings.
If you’re enrolled in an Allstate national medical plan…
You’ll manage your prescriptions through the Transcarent website which can help you:
- Compare prescription prices across pharmacies
- Transfer eligible prescriptions to your preferred pharmacy
- Receive personalized cost-saving alerts
- Explore home delivery options
How prescription costs work
- Preventive medications cost the same no matter which Allstate medical option you choose, and you don't have to meet a deductible first.
- Non-preventive medications work differently depending on your medical option. Learn more.
If you’re enrolled in a Kaiser HMO…
You’ll manage your prescriptions through the Kaiser Permanente website.
How prescription costs work
- Both Kaiser options have a copay for preventive prescriptions, and you don’t have to meet a deductible first. You can check whether your prescription is covered by the formulary.
- Non-preventive prescription costs depend on the Kaiser option you choose. Learn more.
Ways to save
- Use Transcarent to compare prices. If you’re enrolled in an Allstate national medical plan option, Transcarent can help you compare prices, receive cost-savings alerts and find potential savings.
- Go generic when you can. Generic medications usually cost less than brand-name medications.
- No generic available? Ask your doctor, and they may be able to prescribe a preferred brand-name medication that helps you manage costs.
- Taking a specialty medication? Ask whether there are lower-cost options, like a biosimilar or preferred specialty medication, that may be right for you.
